Dick Chenard & Doug Osborn established Chenard & Osborn, Inc. in 1984.

Chenard & Osborn is currently owned and operated by:

Chris Howe

Contact:  chowe@c-and-o.com

               (616) 956-9345

Chris joined Chenard & Osborn in 1994. Chris is a Property Adjuster and has been in the claims industry since 1992. He graduated from Hope College with a bachelor’s in Business Administration. He worked as a staff adjuster for American Modern and Transamerica.

Scott Whaley, CPCU, AIC

Contact:  swhaley@c-and-o.com

               (616) 490-5777

Scott is an Executive General Adjuster who joined Chenard & Osborn in 2010. He has an extensive background with Westfield Insurance where he traveled multiple states handling mainly losses in excess of $1,000,000.00. Scott has a bachelor’s degree in Insurance from Ferris State. He has over 20 years experience as a staff adjuster.

John Huizinga, Grand Rapids Office

        Contact:  jhuizinga@c-and-o.com

                       (616) 490-3126

John is a General Adjuster who joined our staff in 2015. He had been with Nationwide Insurance for 17 years prior to coming to Chenard & Osborn. For the last 7 years, he handled large losses as a commercial property specialist.

Mike Stiles, AIC, AIS, Grand Rapids Office

        Contact:  mstiles@c-and-o.com

                       (616) 307-7661

Mike is a Multi-Line Adjuster who joined Chenard & Osborn in 2009. He also spent 7 years as a Multi-Line Adjuster with Auto-Owners Insurance. Mike is a Haag certified roof inspector.

Staff

Dick Guider, Grand Rapids Office

        Contact:  dguider@c-and-o.com

                       (616) 490-5776

Dick is an Executive General Adjuster who joined Chenard & Osborn in 1997. He specializes in commercial property losses, machinery and equipment losses and business interruption claims. Dick began his career in 1967. He also handles dispute appraisals both as the appraiser and umpire. He is a qualified expert witness on damages and the Broad Evidence rule.

Nick Woloszyk, Resident Kalamazoo/St. Joseph Area

        Contact:  nickw@c-and-o.com

                       (269) 629-9160

Nick is a General Adjuster who joined Chenard & Osborn in 2003. He began his adjusting career in 1987. Nick spent 14 years at ASU where he became a General Adjuster and Branch Manager.

Darren Buck, Resident Lansing Area

        Contact:  dbuck@c-and-o.com

                       (517) 641-8899

Darren is a Property Adjuster who joined Chenard & Osborn in 2008. He has been affiliated with the claims adjusting industry since 1992. Darren is a Haag Certified roof inspector.

Randy Mason, Resident Midland Area

        Contact:  rmason@c-and-o.com

                       (989) 488-7944

Randy joined Chenard & Osborn in 2012. He has 14 years of property experience with American Modern and Nationwide where he handled both residential and commercial losses. He is also a Haag Certified roof inspector.

Ryan Freeland, Resident Kalamazoo Area

       Contact:  rfreeland@c-and-o.com

                       (269) 340-2761

Ryan is a property adjster who worked as a contractor and independent adjuster prior to joining Chenard & Osborn in 2019.

Matt Bachler, Resident Muskegon Area

        Contact:  mbachler@c-and-o.com

                       (616) 729-2262

Matt is a property adjuster who joined Chenard & Osborn in 2021. He has been in the claim industry since 2012.

Mark Brown, Resident Detroit Area

        Contact:  markbrown0623@gmail.com

                       (810) 941-2533

Mark is an experienced multi-line adjuster who specializes in property claims. He spent 20 years with Frankenmuth Insurance Company before joining us in 2014.

Vince Gibbons, Grand Rapids Office

        Contact:  vgibbons@c-and-o.com

                       (616) 729-2457

Vince joined Chenard & Osborn in 2018. He has been in the industry since 1983. Vince has experience with tractors and trailers, contractor’s equipment, RVs, snowmobiles and watercraft.

Christine VandenBerg, Grand Rapids Office

        Contact:  cvandenberg@c-and-o.com

                       (616) 862-6830

Christine is a Liability Adjuster who has over 30 years experience handling a wide variety of auto, homeowners and commercial liability claims. She is also experienced in First Party Medical (PIP) claims, bodily injury claims (represented & unrepresented) and litigation management. She joined us in 2006.

Lori Brummel, Contents Specialist/Grand Rapids Support Staff

        Contact: lbrummel@c-and-o.com

                       (616) 980-6359

Lori is an adjuster who specializes in Contents Inventories. She has been in the insurance industry since 2010. She joined Chenard & Osborn in 2013.